Newsletters

Fifty-seven percent of American workers have saved less than $25,000 for retirement, and 28% have saved less than $1,000.

Source: Employee Benefit Research Institute, 2013

Will you outlive your retirement income? Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.

February

January

December

November

October

September

August

  • HOT TOPIC: Airline Consolidation

    This article examines the potential effects of airline consolidation for investors, consumers, and the broader U.S. economy.

  • Making Sense of Auto Financing

    Buyers who intend to finance a new car purchase should generally shop carefully for the best price and terms.

  • A Will to Help Your Children

    This article explains the importance of a will, and why families who have children with special needs might also consider a special-needs trust.

  • Shunning Stocks May Come with a Cost

    Why avoiding stocks altogether could prevent a portfolio from keeping pace with inflation.

  • Tax-Conscious Investing

    How a mix of taxable and tax-deferred accounts could help reduce the effect of taxes on an overall portfolio.

  • Orchestrating an Exit

    Devising a written business succession plan could ultimately benefit the owner, the owner’s family, and possibly the employees.

July

  • HOT TOPIC: Cybercrime Update

    This article focuses on debit- or credit-card fraud and identity theft, including steps you can take to help safeguard your personal information and financial accounts.

  • Investors as Corporate Citizens

    Sustainability has become a fundamental business goal for many corporations throughout the world, driven in part by investors.

  • Keeping Talent On Board

    An executive bonus plan funded with cash-value life insurance could be used to reward and help retain a company’s most valuable employees.

  • America’s Pension Problems

    A closer look at how pensions operate and why it might not be wise to rely solely on a pension when assessing retirement income needs.

  • Energy Update: Natural Gas Boom

    The potential implications of how shifts in energy production, consumption, and policy could affect supplies and prices in the future.

  • Target-Date Funds Keep Retirement in Sight

    Examine target-date funds and why funds with the same target date are not all the same.

June

May

  • HOT TOPIC: Sequester Under Way

    The sequestration (mandated federal budget cuts) could affect you, your community, and the U.S. economy in general.

  • Fraud Never Sleeps

    Fraud accounted for more than half of the 1.8M consumer complaints received by the Federal Trade Commission in 2011.

  • Moving On and Rolling Over

    Transitioning workers must decide what to do with savings accumulated in their employer-sponsored retirement plans.

  • Signs That You May Not Be Ready to Retire

    Some warning signs that you might not be ready to go full speed ahead with the transition from worker to retiree.

  • Sector Investing

    The composition, risks, and portfolio roles of sector funds typically differ from broader-based stock funds.

  • Businesses Face Health-Care Decisions

    Both large and small business owners may want to pay attention to the Affordable Care Act’s tax implications.